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What do we encourage by bailing out banks "TOO LARGE TO FAIL"?
  • More risk taking, that's what!

How can we stop that?
  • Let them fail! But take them over to prevent a melt down that would spread to the rest of the world and damage our credit ratings.
  • Outlaw all non-transparent financial instruments.
  • Outlaw all off-balance sheet entities and accounting practices.

What about citizen depositors?
  • Ensure each up to $250,000, premiums paid by the banks.
  • Separate Commercial banking from all other types.


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